More Self-Employed Americans Need More Coverage
Program Benefits
The gig life leaves many financially fragile.
Project-to-project and freelance work has led to the rise of the gig economy. From technology and marketing to construction and trades, non-traditional employment continues to grow, with many more people working on a contractual basis.
Meaningful Benefits with Exclusive Discounts
We offer benefits for alumni and their family members, for all life stages. You’ll appreciate the security and welcome the savings.
If you fall into this category, you may enjoy less stress, more flexibility, and higher job satisfaction than your full-time counterparts. But it often comes with a financial risk: without traditional workplace benefits, you may find yourself underinsured or unaware of what’s even available.
Whether you’re part of the gig economy—or you wish to supplement employer-sponsored insurance—our plans offer affordable coverage:
Supplemental Health Insurance. Accident, Critical Illness, and Hospital Indemnity plans pay you cash for covered injuries, illness, and hospitalizations. These benefits can help with costs not covered by major medical insurance—and can be a financial lifesaver in the event of an injury, serious illness, or hospitalization.
Dental Insurance. While most gig workers own medical insurance, just over 60% have dental insurance.2 Poor oral health has been linked to serious health conditions making regular, preventive care visits to the dentist a must. Choose from three dental plans that can save you money on out-of-pocket costs.
Vision insurance. Eye exams are important for everyone—even those with 20/20 vision. In addition to testing for changes in your vision, an eye exam can identify eye-health issues. With a vision plan, you can save 30% on eye exams and contact lenses and 48% on exams and glasses.3
Disability insurance. Discounted long term disability insurance can help protect your income so you can pay the bills if you’re unable to work due to an injury or illness. You can customize your coverage with riders that can help you re-pay student loan debt, save for retirement, and more.
Life insurance. If there are people in your life who depend on your income, life insurance can help provide them with valuable financial protection. Whether you’re single or married, with or without children, just starting out or well into your prime wage-earning years, we have a plan for you.
If you’re a non-traditional worker or seeking more coverage than your employer offers—take advantage of our plans, which can help preserve both your health and your family’s finances.
Group Insurance coverage is issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ.
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1 Gig Economy in the U.S.—Statistics and Facts, Statista, September 30, 2022.
2 “Gig Nation, Why many gig workers are financially vulnerable despite being financially confident,” Guardianlife.com/guardian-edge, 2022.
3 Crystal Clear Vision Savings, Ameritas, 2022. Savings include the annual cost of the vision plan.
